Personal finance

Ryu — a clean ledger for calm spending

Ryu is a personal finance app for tracking everyday expenses. Record transactions, set monthly budgets, scan receipts, split bills and see where your money goes each month — on the web and on Android.

Open the app free Get the Android app

What Ryu does

  • Frictionless journal

    Log an expense in seconds. Entries are auto-categorized and multi-currency, with native and converted totals.

  • Budgets that bend

    Set monthly envelopes per category. Ryu warns gently at 80% and 100% so nothing sneaks up on you.

  • Receipt scanning

    Snap a receipt and Ryu reads the merchant, amount and items, including split bills shared with friends.

  • Insights

    Month-over-month comparisons, a spending heatmap and an end-of-month forecast show where your money goes.

  • Shared wallets

    Keep personal, household and team ledgers separate, and invite members with clear roles.

  • Web and Android

    Use Ryu in any browser or install the Android app; your ledger stays in sync across devices.

Your data

Ryu uses Google Sign-In only to create and secure your account (name, email and profile picture). Your ledger is private to you and the people you invite, is never sold, and can be exported or deleted at any time. Read the Privacy Policy and Terms of Service.